1. Do I need to purchase a car from you to get financing from you?

No.  We can provide financing or refinancing on your automobile regardless of where you purchased it.

2. What type of cars do you specialize in?

We specialize in exotic, high-end, luxury, muscle, classic and vintage sports cars.

3. I live out of state, can I still finance through you?

Yes.  We process leases and loans nationwide from the comforts of your home or office via telephone and email.

4. Can you give me details about your fees?

In most occasions, with your good credit we can have you qualified for the car you want within about 24 hours. While the banks will ask you for 20%-30% down payment, as their standard banking policy, we have an ongoing daily personal relationship with the credit buyers of many variable lending institutions. Enabling us to overcome many loan process challenges the under qualified order takers, of today's banking institutions, just don't have the authority to perform, such as $0 down payment or 100% financing. Including, but not limited to, state sales tax, transport delivery, administration, *loan origination, and documentation fee reimbursement.

GOOD FAITH DEPOSIT - If we are locating a car for you, we will need a Good Faith Deposit. This deposit is for loans and leases, where we (Motor Cars Financial) locate and or deliver the vehicle to you.

The deposit is fully refundable, should we be unable to secure financing, find the car you are looking for or can't do the trade-in, for whatever the reason may be on our behalf.

LOAN ORIGINATION FEE - If you are applying for a Car Loan (not a lease) and we are processing the loan documents for existing capital or a car you have personally located, there will be a loan origination fee. 

Car loans up to $54,900.00 are processed  for a fee of $549.00, loan amounts over $54900.00  add 1% of the loan amount to the $549.00 fee. 

$0 - LOAN ORIGINATION FEE - If you are acquiring a vehicle through Motor Cars Ltd. there is no fee added to the selling price of the car you are Financing or leasing.

All fees/deposits will need to be paid in full before actual lease/loan contracts can be sent out on your behalf. We will fax or email a Pre-Contract Summary to you, with all the pertinent information pertaining to your loan/lease so you may pay your fees by credit card. 

You're Transportation Specialist can answer any questions. Please don't hesitate to ask them to clarify any questions that you may have. If you have not talked to one of our specialist please call us at 877-855-3273 we're waiting for your call.